Terms of Service
Effective Date: 11 October 2026. We update these terms from time to time. This version replaces all earlier versions.
A - Introduction and Acceptance
- These Terms of Service (Terms) govern your access to and use of the website located at quantli.com and the Quantli mobile applications for iOS and Android (the Apps) (together, the Platform), including all content, data, information, tools, features and functionality made available through the Platform (collectively, the Services), operated by Quantli Pty Ltd ACN 696 058 536 (Quantli, we, us or our), a company incorporated under the laws of the Commonwealth of Australia.
- By accessing or using the Platform or any of the Services, you acknowledge that you have read, understood and agree to be bound by these Terms. If you do not agree with these Terms, you must immediately cease using the Platform and the Services.
- We may amend these Terms at any time by publishing the amended Terms on the Platform. Where an amendment is material and adverse to you, we will give you reasonable prior notice by email or by prominent notice on the Platform before the amendment takes effect. Your continued use of the Platform following the effective date of the amended Terms constitutes your acceptance of the amended Terms. It is your responsibility to review these Terms periodically.
- These Terms are to be read in conjunction with any other policies or notices published on the Platform, including our Privacy Policy.
- Where you access the Services through a third party that is authorised to distribute them (Distributor), these Terms apply to your use of the Content, and the Distributor’s own terms govern the financial services (if any) that the Distributor provides to you. Section K applies.
- In these Terms, Content means all information, data, commentary, analysis, ratings, scores, signals, screens, tools and other material made available through the Platform. Content does not include User Content, which is defined in, and governed by, Section T.
- If you use the community features on the Platform, Section T (User Content and Community Rules) also applies to you, and you must accept these Terms and the Community Rules before creating your first post or other User Content.
B - No Financial Advice
- The Services are made available to persons located in the jurisdictions we designate from time to time. The Services are not directed at, and must not be accessed by, any person in any jurisdiction where making the Services available would require Quantli to hold a licence, registration or authorisation that it does not hold, or would otherwise be contrary to law.
- You must not access or use the Services if you are located in a jurisdiction described in clause B.1. Quantli may block, restrict or terminate access by reference to your location and may require you to verify your location and eligibility.
- Quantli does not hold an Australian Financial Services Licence (AFSL). The requirement to hold an AFSL under section 911A of the Corporations Act 2001 (Cth) (Corporations Act) applies to the provision of a financial service to any client in Australia. Accordingly, Ratings Content (as described in Section E) is made available to a person in Australia only where one or more of the following applies: :
The Ratings Content is made available through a third party that holds an AFSL covering the relevant financial service (a Distributor), in which case the Distributor, and not Quantli, is the provider of that financial service to you, and Quantli supplies the Ratings Content to the Distributor as an input only (Section K applies); or
Quantli is entitled to rely on an exemption from the requirement to hold an AFSL in respect of the provision of the Ratings Content to you and you fall within the class of persons to whom that exemption applies.
- Where neither clause B.3(a) nor clause B.3(b) applies to you, the Ratings Content is not available to you, and you must not access or rely on it. Quantli may require you to verify your eligibility (including, where relevant, your status as a wholesale client) before making the Ratings Content available.
- Factual information (as described in clause D.2) may be made available in Australia without limitation under this clause B.3 on the basis that its provision does not constitute a financial service requiring an AFSL.
- Nothing on the Platform constitutes an offer, invitation, solicitation or inducement to acquire, dispose of or deal in any financial product, security or investment in any jurisdiction.
- You must be at least 18 years of age to use the Services.
- You represent and warrant, on each occasion you access the Services, that your access complies with all laws applicable to you and with this Section B, and you indemnify Quantli in accordance with Section P for any breach of this Section B.
C - No Financial Advice
- The Content is impersonal information. It is not, and must not be treated as, investment advice, financial advice, financial product advice, a personal recommendation, an investment recommendation given to you, a suitability assessment or any other regulated advisory service under the law of any jurisdiction (Financial Advice). Quantli does not consider, and does not undertake to consider, your objectives, financial situation, circumstances, needs, holdings or risk tolerance. Quantli does not hold itself out as licensed, registered or authorised to provide Financial Advice in any jurisdiction except as expressly stated in these Terms. Nothing in these Terms is a representation as to the regulatory characterisation of the Content under the law of any particular jurisdiction, and the Content is made available only where it may lawfully be made available (Section B).
- The Content is impersonal. It is prepared and made available in identical form to all users who subscribe to the relevant tier of the Services. It is not tailored, and Quantli does not tailor it, to any individual user’s objectives, financial situation, circumstances or needs.
- You acknowledge and agree that:
- we are not a financial adviser, registered investment adviser or broker-dealer, and do not provide Financial Advice;
- we do not hold an AFSL under the Corporations Act
2001 (Cth), and accordingly we do not provide financial services in Australia (see Section B); - the Content has been prepared without taking into account your personal objectives, financial situation, circumstances or needs;
- you should not rely on any Content as the basis for making any financial or investment decision;
- before making any financial or investment decision, you should obtain independent professional advice from a qualified and appropriately licensed financial adviser who is authorised to provide personal financial advice having regard to your individual objectives, financial situation and needs; and
- any decision you make in relation to financial products, securities or investments is made entirely at your own risk and we accept no responsibility for any such decision.
- we do not owe you any fiduciary duty, duty of care in the provision of advice, best interests duty, or any duty to act in your interests in connection with the Content.
- Subject to Sections N and O, and to the maximum extent permitted by law, Quantli is not liable for any decision made or action taken by you or any third party in reliance upon the Content or the Services.
- Investing in securities involves risk, including the risk of loss of capital. Past performance is not a reliable indicator of future performance. The value of investments can fall as well as rise.
D - Publisher Status and United States Position
- Quantli is a publisher of impersonal securities research. Quantli is not registered with the United States Securities and Exchange Commission as an investment adviser and is not a broker-dealer. Quantli does not provide individualised investment advice to any person, does not manage accounts, does not hold client funds or securities, and does not execute or arrange transactions.
- The Content comprises:
factual information: market data, prices, company financial data, filings, news, technical charts, indicators, metrics and screening tools operated by you against criteria you select; and
Ratings Content: the impersonal ratings, scores and signals described in Section E.
- The Ratings Content is published on a bona fide basis, is of general and regular circulation, and is impersonal. Quantli does not, and will not, issue any rating, score, signal or report that is prepared for, or directed to, the circumstances of a particular subscriber.
- You must not represent to any person that Quantli has provided you with individualised investment advice.
- Nothing in this Section is a representation as to the regulatory treatment of the Services in any jurisdiction other than as expressly stated and Quantli’s position is subject to applicable law.
E - Ratings, Scores, Signals and Trading Ideas
- Where the Services include ratings, scores, signals, rankings, trading ideas or classifications in respect of securities (including any “buy”, “hold”, “avoid”, “high conviction”, “value buy”, “growth pick”, trading ideas, technical, chart-based signal or equivalent designation) (Ratings Content), that Content:
- is generated by rules-based and algorithmic models applied uniformly across the securities covered;
- is issued in identical form to every user of the relevant tier and is not tailored to any user;
- is an expression of the model’s output as at the time of publication only, is not a guarantee, forecast or assurance of any outcome and may change without notice; and
- does not take into account your objectives, financial situation, circumstances, needs, tax position, holdings or risk tolerance.
- General advice warning (where applicable). Where Ratings Content is lawfully made available to a person in Australia, it is general advice only. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on it, you should consider its appropriateness having regard to your own objectives, financial situation and needs, and obtain and consider any relevant disclosure document.
- A rating is not a recommendation that any security is suitable for you.
- Trading Ideas. Where the Services present “trading ideas”, daily ideas or similar flagged opportunities (Trading Ideas), these are Ratings Content. Each Trading Idea: (a) is generated by applying Quantli's rules-based and algorithmic models, and technical and fundamental metrics, uniformly to the securities covered; (b) is impersonal, is made available in identical form to all users of the relevant tier, and is not the personal view of, or individual advice from, any author; (c) is not a recommendation to you, and is not a statement that any security, price, entry point or time to transact is suitable for you or appropriate to your circumstances; and (d) does not take into account your objectives, financial situation, circumstances, needs, holdings or risk tolerance. The general advice warning in clause E.2 applies to Trading Ideas. Where a Trading Idea includes third-party analyst ratings or price targets, those are the views of the third party, are not Quantli's, and are not a forecast or assurance of any outcome.
F - Portfolio Tools, Watchlists and Alerts
- The Services may allow you to record holdings, build watchlists, and receive notifications in respect of securities you have selected (Portfolio Tools).
- Portfolio Tools are informational tools operated by you. You select the securities. Any notification is generated mechanically by reference to a change in the underlying impersonal Content (for example, a change in a rating or a price crossing a threshold you set).
- For the avoidance of doubt, Quantli does not:
- assess, review or form any view on your portfolio, your asset allocation, your diversification, your risk exposure or the suitability of any holding for you;
- consider your objectives, financial situation, circumstances or needs in generating any notification; or
- make any recommendation to you to acquire, dispose of or hold any security by reason of your holdings.
- Any information you input into the Portfolio Tools is used to operate those tools for you and is not used to prepare advice for you.
G - Backtesting, Simulated and Hypothetical Performance
- Where the Services allow you to test a strategy against historical data, or display backtested, simulated, modelled or hypothetical results (Hypothetical Performance), you acknowledge that:
Hypothetical Performance is not actual performance and does not represent the results of actual trading;
Hypothetical Performance is prepared with the benefit of hindsight and does not reflect the effect of material economic and market factors on decision-making;
Hypothetical Performance does not, unless expressly stated, reflect brokerage, transaction costs, fees, taxes, slippage, liquidity constraints, market impact, dividends or the timing of executions;
results are sensitive to the assumptions, parameters and date ranges you select, and different assumptions produce different results; and
no representation is made that any account will or is likely to achieve results similar to those shown. Hypothetical Performance is not a reliable indicator of future performance.
Hypothetical Performance is provided as a tool for you to operate and interpret. Quantli does not present it as a basis on which you should acquire or dispose of any security.
You must not reproduce, publish or distribute any Hypothetical Performance generated through the Services without our prior written consent, and must not do so in a manner that is misleading or that omits the qualifications in this Section G.
H - Artificial Intelligence and Algorithmic Outputs
- Parts of the Content are generated using artificial intelligence, machine learning, statistical and algorithmic techniques.
- Such outputs may be incomplete, out of date or incorrect, and may reflect errors, biases or limitations in the underlying models or data. Outputs are probability-driven and may vary between users, sessions or over time.
- Outputs are not reviewed by a licensed financial adviser for your circumstances and are not a substitute for your own research and professional advice.
- You are responsible for verifying any Content before relying on it. Quantli does not warrant that any model, score or output will be accurate, uninterrupted, error-free or fit for any purpose.
I - Market Data and Third-Party Content
- The Content includes data, prices, filings, news and other material sourced from third parties, including exchanges and data vendors (Third-Party Content). Third-Party Content is provided on an “as is” basis.
- Quantli does not independently verify Third-Party Content and is not responsible for its accuracy, completeness, timeliness or availability. Prices and data may be delayed and must not be relied upon for trading purposes.
- Third-Party Content may be subject to the terms of the relevant provider and your use of it may be restricted accordingly. No third-party provider endorses the Services or accepts liability in connection with them.
J - Licence and Permitted Use
- Subject to your compliance with these Terms, Quantli grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable licence to access and use the Platform and the Services solely for your own personal, non-commercial purposes (Licence), unless you access the Services under a separate written agreement with Quantli (including as, or through, a Distributor).
- The Licence does not include, and you must not, without the prior written consent of Quantli:
copy, reproduce, duplicate, store, download (other than page caching), distribute, transmit, broadcast, display, sell, rent, lease or otherwise transfer or make available to any third party any Content, data or information obtained from or through the Platform, other than sharing your own User Content through the community features as permitted by Section T;
use any Content as an input to train, finetune, benchmark or evaluate any machine learning or artificial intelligence model;
use any automated means, including robots, crawlers, scrapers, data mining tools or similar technology, to access, collect, harvest, extract, scrape or index any Content or data from the Platform;
compile, aggregate, repackage, redistribute or otherwise create any database, collection or dataset that incorporates Content or data sourced from the Platform;
reproduce, replicate, reverse engineer, decompile, disassemble or otherwise attempt to derive the source code, underlying algorithms, data structures or functionality of the Platform or any part thereof;
create any product, service, tool or application that competes with, or replicates the functionality of, the Platform or any of the Services;
use the Platform, the Services or any Content for any commercial purpose, including for resale, redistribution, or the provision of services to third parties, without a separate written agreement with Quantli;
frame, mirror, or incorporate any part of the Platform into any other website, application or service;
remove, alter, obscure or tamper with any copyright notice, trademark, proprietary legend, disclaimer or attribution on or in the Platform or the Content;
use the Platform in any manner that could damage, disable, overburden or impair the Platform or interfere with any other party’s use and enjoyment of the Platform; or
use the Platform or any Content in connection with the provision of a financial service to any person, or in any manner that would cause Quantli to require a licence, registration or authorisation it does not hold.
All intellectual property rights in the Platform and the Content (other than Third-Party Content) remain the property of Quantli or its licensors. No rights are granted other than the Licence.
K - Distributors and White-label Access
- Quantli may make Content available to a Distributor under a separate written agreement, for the Distributor to incorporate into services the Distributor provides to its own clients.
- Where you access Content through a Distributor:
Quantli supplies the Content to the Distributor as an input. Quantli does not provide any financial service to you and has no client relationship with you;
the Distributor is solely responsible for any financial service it provides to you, for holding any licence, registration or authorisation required to do so, and for any advice, recommendation or disclosure it gives you; and
the Distributor is not an agent, representative or authorised representative of Quantli, and has no authority to bind Quantli or to make any representation on its behalf.
- A Distributor must not represent that it is licensed, authorised or endorsed by Quantli, or that Quantli is responsible for any service the Distributor provides.
L - Accounts, Fees and Subscriptions
- You are responsible for the accuracy of the information you provide, for maintaining the confidentiality of your credentials, and for all activity under your account. You must notify us promptly of any unauthorised use.
- Fees, billing cycles, renewal and cancellation terms for any paid tier are as published on the Platform at the time of subscription. Unless required by law, fees are non-refundable.
- Quantli does not receive, hold or deal with client money or client property.
- You may close and delete your account at any time, from within the Apps and on the web at quantli.com (account settings). When you delete your account, we delete or de-identify your personal information and your User Content, except where we are required to retain information by law (e.g. financial records for tax purposes) or need to retain it for an active investigation, dispute or legal hold (refer to our Privacy Policy). If you subscribed through the Apple App Store or Google Play, you must also cancel that subscription through Apple or Google; deleting your account does not, by itself, cancel a subscription billed by an app store.
M - Disclaimers and Warranties
- Subject to clause N.1, and to the maximum extent permitted by law, the Platform, the Services and the Content are provided “as is” and “as available”, and Quantli excludes all warranties, guarantees, conditions and representations, whether express or implied, including as to accuracy, completeness, currency, merchantability, fitness for a particular purpose, availability, uninterrupted or error-free operation, and non-infringement.
- Quantli does not warrant that any Content, rating, score, signal or model output will produce any particular investment result.
- Nothing in these Terms excludes, restricts or modifies any liability of Quantli under Australian law (including the Australian Consumer Law), or any other applicable law, to the extent that liability cannot lawfully be excluded, restricted or modified.
N - Limitation of Liability
- Nothing in these Terms excludes, restricts or modifies any right, guarantee, warranty, condition or remedy that you have under any law applicable to you that cannot lawfully be excluded, restricted or modified, including any mandatory consumer protection law, any law prohibiting misleading, deceptive or unfair conduct, and any liability for fraud, fraudulent misrepresentation, or death or personal injury caused by negligence. Every other provision of these Terms, including the disclaimers in Section M, the limitations and exclusions in this Section N, and the indemnity in Section P, applies only to the extent permitted by that law and is read down, and if necessary severed, to the extent necessary to give effect to it. Where any such law permits liability to be limited (rather than excluded), the relevant provision of these Terms applies as a limitation to the maximum extent that law allows.
- Subject to clause N.1, and to the maximum extent permitted by law:
- Quantli is not liable for any indirect, consequential, special, incidental, punitive or exemplary loss, or for any loss of profits, loss of revenue, loss of anticipated savings, loss of opportunity, trading losses, or loss of or corruption of data, however arising; and
- Quantli’s aggregate liability arising out of or in connection with these Terms, the Platform, the Services or the Content, whether in contract, tort (including negligence), statute or otherwise, is limited to the total fees paid by you to Quantli in the twelve (12) months immediately preceding the event giving rise to the liability, or AUD $100 if no fees were paid.
- Nothing in this Section limits liability for fraud, fraudulent misrepresentation, or any liability that cannot lawfully be limited.
O - Non-Excludable Rights (Australian Consumer Law)
- Without limiting clause N.1, if the Australian Consumer Law (Schedule 2 to the Competition and Consumer Act 2010 (Cth)) applies to your use of the Services, our goods and services come with guarantees that cannot be excluded under that law, and nothing in these Terms excludes, restricts or modifies the application of those consumer guarantees.
- Where liability may lawfully be limited under section 64A of the Australian Consumer Law, our liability is limited, at our option, to supplying the Services again or paying the cost of having the Services supplied again.
P - Indemnity
- You indemnify Quantli and its officers, employees and agents against any loss, liability, cost or expense (including reasonable legal costs) arising out of or in connection with your breach of these Terms, your breach of Section B (Eligibility, Territory and Client Classification), your misuse of the Content, or your breach of any law, except to the extent caused by Quantli’s own fraud, wilful misconduct or negligence, and except to the extent this indemnity would be unenforceable under applicable law (including the unfair contract terms regime).
Q - Suspension and Termination
- Quantli may suspend, restrict or terminate your access to the Platform or the Services at any time, on reasonable notice, or immediately without notice where you have breached these Terms or the Community Rules, where there is a legal or regulatory risk, where immediate action is needed to prevent harm, or where continued provision would or may require Quantli to hold a licence, registration or authorisation it does not hold.
- Quantli may modify, suspend or discontinue any part of the Services, including any rating, score, signal or tool, at any time.
- Sections C, D, G, J.3, M, N, O, P, R, S, T.3, T.4, T.5 and U survive termination.
- Where there is any conflict between these Terms and the terms of the app store from which you obtained the App, the app store’s terms prevail to the extent of the conflict and only in respect of that store.
R - General
- Privacy. Our collection, use and disclosure of personal information is governed by our Privacy Policy.
- Assignment. You may not assign or novate your rights under these Terms without our prior written consent. Quantli may assign or novate its rights and obligations, including to a related body corporate or in connection with a sale of its business.
- Severance. If a provision of these Terms is void, voidable or unenforceable, it is severed to the extent of the invalidity and the remaining provisions continue in force.
- Waiver. A failure or delay by Quantli in exercising a right does not operate as a waiver of that right.
- Entire agreement. These Terms, together with the Privacy Policy and any separate written agreement with Quantli, constitute the entire agreement between you and Quantli in relation to the Services.
- Notices. Quantli may give notice to you by email or by posting on the Platform.
S - Governing Law and Dispute Resolution
- These Terms are governed by the laws of Victoria, Australia. You and Quantli submit to the non-exclusive jurisdiction of the courts of Victoria and the courts competent to hear appeals from them.
- Before commencing proceedings, a party must give written notice of the dispute and the parties must negotiate in good faith for 30 days, except where urgent interlocutory relief is sought.
- The choice of governing law in clause S.1 does not deprive you of the protection of any provision of the law of your country of residence (or, where applicable, your place of habitual residence) that cannot be derogated from by agreement and that would apply in the absence of clause S.1. To that extent, those mandatory provisions apply in addition to clause N.1.
T - User Content and Community Rules
- Definitions. In these Terms, User Content means any content that you or another user submits, posts, uploads, transmits or shares through the community features of the Platform, including posts, comments, replies, reactions, images, links and profile information. User Content is created by users. It is not Content and is not Ratings Content.
- Acceptance. This Section applies to your access to and use of the community features. Before creating your first post or other User Content, you must accept these Terms and the Community Rules set out in this Section.
- User Content is not Quantli's advice. User Content is the view of the user who created it. It is not prepared, reviewed, verified or endorsed by Quantli. It is not Content, not Ratings Content, and not general advice or personal advice from Quantli. Quantli does not verify User Content, and you must not rely on it in making any financial or investment decision.
- Ownership and licence. You retain ownership of your User Content. You grant Quantli a worldwide, non-exclusive, royalty-free, sub-licensable licence to host, store, reproduce, adapt (for formatting and display), publish, display and distribute your User Content for the purposes of operating, promoting and improving the Platform. This licence ends when your User Content or your account is deleted, except to the extent that the User Content has been shared with other users who have not deleted it, or copies must be retained in backups or to comply with law.
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Your warranties. You represent and warrant that:
- you own or have all rights necessary to grant the licence in clause T.4 over, your User Content;
- your User Content is accurate and not misleading; and
- your User Content, and your use of the community features, comply with these Terms, the Community Rules and all applicable laws.
- Public visibility. Your posts, comments, reactions, username and public profile are visible to other users of the community. You should not post information you do not want to be public.
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Prohibited content and conduct. You must not post, share or engage in any content or conduct that:
- is harassing, bullying, threatening, hateful or abusive, or promotes discrimination or violence;
- is sexual or obscene, or that exploits or endangers minors;
- is unlawful, promotes illegal activity, or infringes the intellectual property or other rights of any person;
- is spam, or contains malware, viruses, or phishing or other malicious links;
- discloses the personal or confidential information of another person without their consent; or
- impersonates any person or entity, including Quantli, its officers, or any company.
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Financial discussion rules. Because Quantli operates as an impersonal publisher and does not hold an AFSL, you must not use the community features to:
- provide personal financial advice, or hold yourself out as licensed or authorised to provide financial advice;
- make misleading or deceptive statements, including any guarantee or assurance of returns;
- engage in market manipulation, including pump and dump schemes, ramping or coordinated trading;
- promote any security, product or service in return for payment, sponsorship or other benefit, without clearly disclosing the arrangement and any position you hold;
- sell or solicit trading signals, tips or subscriptions, or operate a scam; or
- share non-public or inside information.
- Quoting Quantli Content. You must not reproduce, post or distribute Ratings Content or any other Content within the community features. You may refer to Content by linking to it on the Platform.
- Filtering, reporting and blocking. Quantli uses automated and manual methods to filter content before and after it is published. The community features include tools to report and block content and other users. To report content or a user, or to raise a complaint, use the in-app report and block tools or contact support@quantli.com.
- Moderation and enforcement. To the extent permitted by law, Quantli may, at its discretion, review, remove, hide, restrict or limit the distribution of User Content; warn, mute, suspend or ban users; ban repeat offenders; and act on user reports. Quantli has no obligation to monitor User Content but may do so. Where User Content is reported as objectionable, we aim to review it and, where appropriate, remove it and take action against the user within 24 hours.
- Deletion of User Content. You may delete your own User Content at any time. Your User Content is deleted when your account is deleted, unless Quantli is required to retain it by law, or needs to retain it for an active investigation, dispute or legal hold.
U - Apple App Store and Google Play
- The Apps are made available through the Apple App Store and Google Play. Your use of an App is also subject to the terms of the applicable app store.
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To the extent you obtain an App from the Apple App Store, the following apply (the Apple Terms):
- these Terms are concluded between you and Quantli only, and not with Apple, and Quantli (not Apple) is solely responsible for the App and its content;
- Apple has no obligation to furnish any maintenance or support services in respect of the App;
- Apple is not responsible for any product warranties, whether express or implied; in the event of any failure of the App to conform to any applicable warranty, you may notify Apple and Apple will refund the purchase price (if any), and Apple has no other warranty obligation in respect of the App;
- Apple is not responsible for addressing any claims by you or any third party relating to the App or your use of it, including product liability claims, any claim that the App fails to conform to any legal or regulatory requirement, and claims arising under consumer protection or similar legislation;
- Apple is not responsible for the investigation, defence, settlement or discharge of any third party claim that the App or your use of it infringes that third party's intellectual property rights;
- you represent that you are not located in a country that is subject to a United States Government embargo, or that has been designated by the United States Government as a terrorist-supporting country, and that you are not listed on any United States Government list of prohibited or restricted parties; and
- Apple and its subsidiaries are third party beneficiaries of these Terms and, upon your acceptance, have the right to enforce these Terms against you as a third party beneficiary.
- To the extent you obtain an App from Google Play, your use of that App is also subject to the Google Play Terms of Service. These Terms are concluded between you and Quantli only, and not with Google. Google is not a party to these Terms and is not responsible for the App or its content, and Quantli (not Google) is solely responsible for the App, for support, and for any claims relating to it.
- Account and data deletion for app users. If you installed an App from the Apple App Store or Google Play, you may delete your account and your personal information from within the App (in account settings) and on the web at quantli.com (account settings), as described in Section L.4 and in our Privacy Policy, without needing to reinstall the App.